DeKok Insurance Group, Inc.

507-226-8121 dekokinsgroup@gmail.com

Choosing the Right Agent

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Hello everyone – Joy here.

I’ll tell you right away – this post is full of prejudice and favoritism.

Over the years, I’ve met a lot of insurance agents – really good men and women who work for good companies and serve their clients well. So, I can tell you this with a certain degree of experience: The best insurance agent I’ve ever met is Jon DeKok.

A client and I were talking the other day, and she said that she choose to insure with DeKok Insurance Group in part because Jon provided her with better coverage at a much better price, but also because she trusts him. Working with Jon on and off over the years, I’ve watched him in situations where other might compromise, but he acted with integrity every time.

Another client told me a couple of weeks ago that he insured with us because he wasn’t just buying insurance – he was choosing an agent.

A few weeks ago, another client, who didn’t save a ton of money, but who did get way better coverage said he choose to insure here because of Jon.

Getting excellent policies for less money is a good deal. Choosing the right agent turns that good deal into a great one.

You can trust Jon DeKok. I know this from personal and professional experience. He’s one of the good guys and in my opinion, the best insurance agent you’ll ever have.

One client sent Jon and email that said, “You rock!” He’s right – Jon does.

I didn’t ask Jon if I could write this blog – he’s out of the office today because it’s his birthday. He trusts me to take care of things on days like this, so I am.

Happy birthday, Jon – I’m so proud of you as a business man and thankful for the privilege of being your wife!

Joy

 

 

 

 

[tweetthis]Choosing the right agent. #MNInsurance #IndependentAgent[/tweetthis]

This blog belongs to Jon DeKok, Independent Insurance Agent

DeKok Insurance Group, Better coverage. Better Prices.

Specializing in Home, Auto, Umbrella, Commercial Property, Business, and Life insurance in the state of MN.

Big Savings

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It’s good to have Jon as my insurance agent again. He saved us 50% on our car insurance and our policy has better coverage. A satisfied client

I’ve been in the insurance business for a long time. For twenty-seven years I served my clients in what is commonly called a “captive agency.” In other words, I sold for one company. They provided (and still do) good insurance policies, but were non-competitive, in most cases, price-wise.

After a two-year hiatus, when I came back into the business as an independent agent, I knew that I wanted to do more for my clients – I wanted to provide them with excellent insurance at better prices.

Working with twelve A-rated companies, I’m able to exceed that goal.

In the last two weeks, I’ve saved several people a lot of money on their insurance. A few saved as much as 50%. While I saved others less, all of them purchased BETTER coverage.

In a couple of cases, when my current clients renewals were too high, I went shopping for them again, saving them time and money while still providing them with better coverage.

If you’d like to see if I can save you some money and provide you with increased coverage, give me a call at 507-226-8121.

I look forward to talking to you,

Jon

dekokinsgroup@gmail.com

[tweetthis]Big savings on your insurance. #DeKokInsuranceGroup #IndependentAgent #RochesterMN[/tweetthis]

Insurance Trivia

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In 1995, MetLife introduced Snoopy as their mascot and started using the slogan, “Get Met. It Pays.” With the choice of a much loved cartoon character, MetLife radically changed insurance marketing by showing the friendly side of a business most considered serious to the point of boring.

As an assigned agent with MetLife, I’ve found that for some of my clients, MetLife Home & Auto “pays” by saving them a substantial amount of money on their insurance needs while providing them with excellent coverage.

It’s possible you’re paying too much for your insurance. To find out if I can save you money, call my office at 507-226-8121 or click HERE  to let me know you’re interested in a quote.

Jon

dekokinsgroup@gmail.com

[tweetthis]Insurance Trivia #MetLife #DeKokInsuranceGroup #Trivia #Snoopy[/tweetthis]

The Red Car Myth

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Ford Mustang

You may have heard that red cars are more expensive to insure and are often “targeted” by law enforcement  officials. Let’s take a closer look at the what the statistics show.

More Expensive to Insure:

Insurance companies decide their rates based on statistics – not vehicle
color.

So why does it seem that red cars cost more to insure? To find the answer, we have to look at sales statistics. Sports cars are expensive and  because they cost more to buy, they cost more to insure. The colors that outsell the rest are (in this order): red, black, and yellow.

Another factor: drivers of fast cars tend to speed more often than others.

Targeted by Law Enforcement:

Again, when looking at the numbers, this is another myth, we can bust. Law enforcement officers are targeting speeders and a high percentage of people driving expensive sports cars prefer speed. If you put these people in a
car of any color, they will exceed the speed limits and get ticketed more often. Statistics show these drivers usually prefer red and black cars – with red again being the number one choice.

When you combine the sales and driving statistics, it’s easy to see where the myth of red cars comes from, but the numbers bust it.

Jon

[tweetthis]The Red Car Myth. #RedCars #MNInsurance #Statistics[/tweetthis]

Specializing in auto, home, umbrella, business, and life insurance.

Graphic purchased at fotolia.com  © -Misha – Fotolia.com

Cell Phones & Driving

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Distracted Driving

 

Most of us talk on our cell phones while we drive. This convenient source of communication is great in a roadside emergency, but it has a few dangerous negatives. Here are some facts I learned and want to pass them on to you:

  • According to the University of Utah, a driver talking on his or her cell phone while driving has the same response time as a driver with a blood-alcohol
    level of .08.
  • People who use cell phones while driving are 4 times as likely to
    get into accidents where they are injured.
  • Carnegie Mellon found that driving while talking on a cell phone
    reduces the amount of brain activity associated with driving by 37%.
  • Police report that 25% of the reported crashes involve a
    “distracted” driver. While not all of these distractions are caused
    by cell phones, the majority are.

In a recent survey, 8 in 10 drivers supports some kind of cell phone and driving restrictions. 80% would apply a ban on all texting while driving. 80% would also support a ban on emailing while driving. Most of the respondents wanted varying degrees of other restrictions, and the majority believes such laws should apply to all drivers.

Jon

507-226-8121

dekokinsgroup@gmail.com

[tweetthis]Cell Phones & Driving #DistractedDriving #DeKokInsuranceGroupInc[/tweetthis]

Graphic purchased at fotolia.com  © Igor S. – Fotolia.com