DeKok Insurance Group, Inc.

507-226-8121 dekokinsgroup@gmail.com

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Value, Trust, & Client Loyalty at DeKok Insurance Group

July 25, 2014 By Jon DeKok

DeKok Insurance Group Inc, Better value

Joy Here:

Perkins North is Cheers for Jon and Me.

Perkins, DeKok Insurance Group Inc, Value

When Jon went into the  insurance business over thirty years ago, he was a busy man. We had very little time together and needed at least one catch-up a week. He called one day and asked me to meet him for lunch at Perkins. We had so much fun, as we were leaving he said, “Let’s do this again next Tuesday.”

For over twenty years we did and sometimes we still do. When we walk in, the hosts and waitresses know our names. We know theirs, and a little about their lives. They’ve read my books, told me about their children, and they have our favorite foods memorized. When they changed the Tuesday specials a few years ago, they were  concerned about how to tell us!

Why Perkins?

1. We like the food. (Value)

2. We love the staff. (Trust & Loyalty)

Because we’ve received a good value (the food), and the staff welcomes us and gives us excellent service, we go back for more. If I were to hear a complaint about “our” Perkins, my internal dukes would rise, and I would defend them. We’re loyal regulars.

Jon and I have experienced something similar here at DeKok Insurance Group. Our clients tell us they stay, in part, for better insurance coverage and often lower rates (Value), but more important to them is the relationship they have with Jon as their independent agent. (Trust & Loyalty)

Because I’m Jon’s wife, you probably think I’m biased. I am. But as a consumer, I want an agent who knows insurance, can help me find the right insurance products for my needs, and who I can trust to be loyal to me before a company.

Buying insurance is about value, trust, and loyalty. All three are available to you at DeKok Insurance Group, Inc.

 

Jon Here:

In the purchase of insurance, we have so many choices.  This is good!  However, it can be overwhelming.  At DeKok Insurance Group, Inc. we work with some of the best insurance companies in the world and are familiar with the coverage’s they offer.

So, how does this help you?

We make it easy to compare and save money with better coverage.

Because we are independent, we can and always will be loyal to you. We are not limited by just one company or insurance policy. We are able to match  your needs with the best coverage.

There are three components to being insured.  Price and the coverage are very important; however there is a third component that makes it better: your agent.

As your agent, I am available to answer questions, re-quote and compare coverages with you,  take care of the paperwork,  and in general be here for you.  Because of this, you’ll know I will also be here for those you refer to me.

We are all looking for better value. You have it with DeKok Insurance Group, Inc.

Thank you!

Jon

Phone  507-226-8121

Email: dekokinsgroup@gmail.com

Arrow SetTell your family members and friends about your positive experience with DeKok Insurance Group, Inc. If they call for a quote and tell us you sent them, YOU will receive a $20 gift card from us.

 

[tweetthis]Value, trust, client loyalty. #DeKokInsuranceGroup #IndependentAgent #RochesterMN[/tweetthis]

Filed Under: Better Coverage, Client Loyalty, DeKok Insurance Group, Featured, Trust Tagged With: better coverage, better prices, Client Loyalty, DeKok Insurance Group, Insurance, Jon DeKok, MN auto insurance

Insurance Companies DeKok Insurance Group Represents

December 12, 2013 By Jon DeKok

compaylogoswebsite22

At DeKok Insurance Group, one of the ways I serve my clients is by working directly with companies who deliver high-quality, affordable insurance options.  A few of them are on the graphic above.

I partnered with them because they are industry leaders, and because working with more than one company gives you options. It also helps you in another way: because I understand the insurance industry I know where to look for the  personal and/or business insurance that fits your needs. Then, after finding the best coverage and prices from top of the line companies, I show you the quotes, and explain what they mean. This saves you time and energy.

Call me today at 507-226-8121 to get free insurance quotes or to ask questions you have about insurance in MN.

How can I help you today?

Jon

dekokinsgroup@gmail.com

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

Filed Under: Better Coverage, Companies Tagged With: better coverage, better prices, companies I represent, DeKok Insurance Group, Employers, Foremost, Hagarty, Haggarty, Insurance Companies, Jon DeKok, Minnesota, MN auto insurance, MN business insurance, MN home insurance, MN insurance, MN Insurance Information, MN umbrella insurance, Progressive Ins Company, Safeco, Safeco Insurance, The Hartford, Travelers, Wilson Mutual

Free Insurance Quotes From DeKok Insurance Group

December 5, 2013 By Jon DeKok

Request Your Free Insurance Quote

étiquette free quote

If I could save you a substantial amount of money on your insurance, would you want to know?

Find out today by calling me at 507-226-8121 or email me at dekokinsgroup@gmail.com.

As an independent insurance agent, I can offer you the quotes from several top-of-the-line companies.

What kind of insurance would you like quotes on?

I provide the following insurance for my clients:

Vehicle Insurance

  • Auto Insurance
  • Classic Car Insurance
  • RV Insurance

Pleasure Craft Insurance

  • Motorcycle Insurance
  • Boat and Watercraft Insurance
  • ATV Insurance
  • Snowmobile Insurance

Home Insurance

  • Home Insurance
  • Renters Insurance
  • Condo Insurance
  • Landlord Protection
  • Flood Insurance

Personal Umbrella Insurance

Business Insurance

  • Commercial Property Insurance
  • General Liability Insurance
  • Business Auto Insurance
  • Workers’ Compensation Insurance
  • Commercial Umbrella Insurance

 

All quotes from DeKok Insurance group are free, no strings attached opportunities to compare insurance coverage and prices. Your personal information will be kept confidential.

Here’s a comment from Joy I think you might find interesting. . .

I used to think it was important to get the lowest price when buying insurance. Since Jon opened his independent agency, I’ve learned that if you get better coverage for the same price or a few dollars more, you are saving money – usually a lot of it. The majority of the time Jon does both for less. It’s exciting to see that happen for the clients we serve.

If you’d like to see what DeKok Insurance Group can do for you, request a quote today. If your insurance isn’t due for several months, email me your renewal date and your current coverages. I’ll call or email you around that time. 

Jon

507-226-8121

dekokinsgroup@gmail.com

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

 

[tweetthis]Get a free insurance quote. #Insurance #MNInsurance #DeKokInsuranceGroupInc[/tweetthis]

[tweetthis]Get a free quote! #MNInsurance #IndependentAgent #RochesterMN[/tweetthis]

Filed Under: Coverage, Featured, Quotes Tagged With: better coverage, better prices, DeKok Insurance Group, free insurance quote, Insurance Questions, Jon DeKok, MN auto insurance, MN business insurance, MN home insurance, MN Insurance Information, MN life insurance, MN umbrella insurance, Request a free insurance quote, Request a free quote, Request a Quote

Stay in Touch!

November 20, 2013 By Jon DeKok

Stay in Touch!

StayInTouch

As your insurance agent, I want to make sure I can contact you if I have a question or in the event of an emergency. In addition to your home address and landline, I’d like to have your email addresses and cell phone numbers on file. You can update your records by calling 507-226-8121, or e-mail me at dekokinsgroup@gmail.com.

So you can stay in touch with me, I keep my business cell phone with me so you can call or text me 24/7 (I check my messages frequently.)

Please let your family know that I’m your agent by keeping my business card in a place they can find it in case of an emergency.

I will NEVER sell or share your personal information. Your privacy is as important to me as my own is.

Let’s stay in touch!

Jon

Jon DeKokDeKok Insurance Group, Inc.

Email: dekokinsgroup@gmail.com

Phone  507-226-8121

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

Better coverage. Better prices.

Jon DeKok has been serving insurance clients for over 30 years. He specializes in home, auto, umbrella, recreational vehicle, business, and life insurance. He is licensed in the state ofMinnesota.

Filed Under: DeKok Insurance Group, Featured, Personal Information Tagged With: better policies, better prices, DeKok Insurance Group, Insurance Questions, Jon DeKok, MN auto insurance, MN business insurance, MN home insurance, MN Insurance Information, MN life insurance, MN umbrella insurance, Personal contact information, Stay in Touch!

How Much Home Insurance is Enough

August 19, 2013 By Jon DeKok

Beige large luxury house with summer landscape.

I’ve been in the insurance business for over thirty years and understand the home insurance needs of my customers. I’ll work with you to estimate the replacement cost for your home and to adjust your policy limits from time to time as needed.

One of my biggest concerns is when a potential clients calls for a quote and we discover that their property is underinsured.

Here are some steps you can take to reduce the danger of being seriously underinsured:

  1. Call.  If you have questions or concerns about the limits in your policy, ask me to show you how those amounts were calculated. This will also give you an opportunity to make us aware of any overlooked information.
  2. Read your policy. Certain property, such as jewelry, and certain perils, such as earthquake or flood, is better insured separately. Knowing what is covered and for how much will help you insure properly. If there is anything in your policy you don’t understand, call me at 507-226-8121 and ask for an explanation.
  3. Review. At each annual renewal of your policy, you receive a new Policy Declarations page showing limits of coverage and optional coverages. Review this information. If you do any significant remodeling or add a family room, extra bedroom or bathroom, etc., call me and ask about these changes so your coverage limits can be adjusted to cover the improvement.
  4. Consider carefully whether your policy provides all the protection you need. Does it provide coverage for extra costs resulting from building code changes? Does it automatically increase coverage limits annually to keep pace with inflation? Does it provide additional funds if the cost of rebuilding your home exceeds the policy limits?

Make sure you know:

  • Will your insurance company stand behind agreed upon repairs after a claim? Some companies are willing to put this guarantee in writing.
  • Does your policy include replacement cost coverage for contents (clothing, furniture, appliances, and other personal property inside your home)? If not, you can add it by endorsement. The cost is small, the protection valuable. Replacement Cost Coverage pays for losses to your possessions at the cost of brand new items. Without this option, a covered loss to your personal possessions would be depreciated by their age and condition, reducing the size of your claim settlement.

If you have an art collection, antique furniture, jewelry, or other valuable possessions, call and ask me about supplemental coverages, such as fine arts or scheduled property endorsements, to adequately protect your investment in these items. The cost is modest for the extra protection, and sometimes the deductible is waived.

Consider whether you should have more coverage for personal property (contents) than your policy provides. Personal property coverage is usually 70% of the coverage limit for the structure. Your limit may be lower than 70%. Supplemental protection is available for a small additional premium.

Inventory your home. Prepare an inventory of personal property items, update it periodically, and keep it in a safe place outside your home, such as a safe deposit box at your bank. It will save you hours of time trying to list everything damaged or destroyed if you need to make a claim. It will also help ensure you don’t forget some items.

Personal Liability

Besides making sure you have enough protection to cover possible damage to your own home and contents, you should also evaluate your exposure to liability risks. These result from damage to the property of another, or injury to a person, not a member of your household, for which you can be responsible.

In recent years it’s become common for homeowners to be sued for injuries or damages to others, even when there is no evidence of negligence by the homeowner. The reality today is if you have any appreciable assets, you are exposed to the risk of being sued. Even if you ultimately prevail in court, your legal fees and the months or years of worry and uncertainty can be a terrible burden on you and your family.

The Personal Liability coverage provided by your Homeowners Policy usually provides a limit of $100,000 or $300,000. We recommend increasing this protection with a personal umbrella policy. Not only will it increase your personal liability, but also your auto liability. Limits are available from $1 million to $10 million and beyond. The cost of this coverage is usually very reasonable.

Keep in mind that Minnesota  can require certain minimum levels of coverage. After that, the right coverage for you is unique. I’d like to help you find out how to get the best price and value on insurance for your home, personal property, and liability.

It’s also an excellent idea to consider Umbrella Insurance. Click HERE to read more about this inexpensive protection.

Jon

Email: dekokinsgroup@gmail.com

Phone  507-226-8121

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

[tweetthis]How much insurance do you need? #HomeownersInsurance #MNInsurance #RochesterMN[/tweetthis]

Better coverage. Better prices.

Jon DeKok has been serving insurance clients for over 30 years. He specializes in home, auto, umbrella, recreational vehicle, business, and life insurance. He is licensed in the state of Minnesota.

Graphic purchased from fotolia.com and used with permission © Iriana Shiyan – Fotolia.com

Filed Under: Coverage, Home Owners Insurance, Homeowners Insurance Tagged With: better coverage, better prices, DeKok Insurance Group, Home Insurance, Insurance, Insurance for Your Home, Insurance Questions, Jon DeKok, MN auto insurance, MN business insurance, MN home insurance, MN insurance, MN Insurance Information, MN life insurance, Underinsured

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