Featured - DeKok Insurance Group, Inc.

Change of Address

November 2, 2015 By Jon DeKok

Our new address is: 1027 7th Street NW, Suite 208, Rochester, MN 55901

Jon here:

After five years working from our office out on Superior Dr. NW, Joy and I realized it was time for us to downsize.

Six rooms was five too many. After looking at our options, we decided to move to 1027 – 7th Street NW. We have a history with this building – not long after I started as an insurance agent, I had an office here.

Joy says it’s like coming home. I’ll let her tell you why she likes our new/old office.

Joy here:

As a kid, I lived not too far from here. We had our school picnics just down the road at Cooke’s Park. (My mom made the best baked beans!) My brother and I loved walking to JM Rockets football games on Friday nights – to get there, we walked past this building. Back then, it was new. It got exciting to come this way when they built a Burger King on the corner of 7th Street and 11th Avenue – right next door this building (then called The Lexington Building). Walking home from a football game meant stopping for fries and a shake or on special nights – a flame-broiled Whopper.

Today, there’s a Taco John’s next door. I haven’t been there and don’t know what the Great Steak Escape is all about. Maybe someday. It’s very cool that we’re within walking distance of Nupa and Hunan Garden. And on really nice days, I will pack my lunch and head for Cooke Park.

Part of my delight in being here is the past. The other is the present.

We had talked about downsizing, but we put it off for awhile because it would mean a move. Not our favorite thing to do. At all. We knew we’d know when it was time, and we did.

Going from six rooms to one felt very right to both of us, and it is. We enjoy this space.

The only thing that has changed is our address.

Jon is still just a phone call (507-226-8121) or an email ([email protected]) away. If you stop by the office, you can come in the front door, straight up the stairs, and take a sharp right. But it’s easier to park and come in one of the back doors. We’re in Suite 208.

Until Next Time,

Joy

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

[tweetthis]DeKok Insurance Group Change of Address! #New/OldOffice #Independent Agent #RochesterMN[/tweetthis]

[tweetthis]DeKok Insurance Group: We moved. #Downsizing #RochesterMN #IndependentAgent[/tweetthis]

[tweetthis]We moved! #NewAddress #Independent Agent #RochesterMN #DeKokInsuranceGroup[/tweetthis]

Fear of Turning in an Auto Insurance Claim

August 25, 2015 By Jon DeKok

Clients often ask, “How will this auto insurance claim impact my insurance premium?” Your concern is a valid one, and I want you to know that as an independent insurance agent, you have options.

There are many types of auto insurance claims. They range from small ones like “Roadside Assistance” all the way to “Bodily Injury Liability”. Most insurance companies increase your premium if you have a chargeable claim (where you are are considered “at-fault), and the damage goes above their threshold. Some companies will forgive this surcharge if you have been insured with them 3 to 6 years.

One of the popular endorsements that many insurance companies now offer is designed to give you peace of mind concerning turning in an auto insurance claim.

This coverage has different names depending on your company. It is accident forgiveness and minor violation forgiveness coverage. This endorsement protects you from an increase in your auto insurance due to a chargeable accident and/or a minor violation. Typically this is based on a three-year term.

Check your coverage to see if you have this coverage, or feel free to call me at 507-226-8121 or email me at [email protected] for a review.

Sincerely,

Jon DeKok

DeKok Insurance Group, Inc.

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

[tweetthis]Claims & premiums #AccidentForgiveness #AutoInsurance #IndependentAgent[/tweetthis]

[tweetthis]What is #AccidentForgiveness? #independentagent #AutoInsurance [/tweetthis]

On the Road Again

June 30, 2015 By Jon DeKok

We love to ride.

For Jon and I a good date night is us in the front seat, the dogs in the back, hot coffee (from Caribou), an audio book we can listen to, a tank full of gas, and a clean windshield. Although Willie Nelson’s “On the Road Again” could be our theme song, The Oak Ridge Boys singing “The Boys Are Back” is our favorite start to a road trip. We always talk for part of the trip and sometimes we sit in comfortable silence. Drivers who pass us often smile – not because of us – but because Sophie is perched in the back window and Tucker is watching out the side one behind Jon.

Favorite destinations include, but are not limited to, Red Wing, Lake City, Wabasha, and Lanesboro.

And the windshield matters almost as much as having enough gas in the tank.

We prefer the scenery to smudges and bug gunk. They take away from the panoramic view and enjoyment that’s part of recreational riding. (Jon agrees so this isn’t a marital problem.) A chip or a crack are terribly distracting.

And in Minnesota, if the windshield is damaged to the point that it impairs the driver’s vision, a law enforcement officer can issue a ticket.

Here are a couple of links to help you decide if it’s time to fix yours. . .

Windshield Replacement Laws

Minnesota Laws on Windshield Replacement

All of the companies Jon represents offer what is called Full Glass Breakage Coverage. To find out if you are already covered, call Jon at 507-226-8121 or email him at [email protected].

The cost for this coverage is reasonable.

If you have a chipped or cracked windshield and have coverage, here are the steps you can take to get your claim started:

Call your insurance claims department. If you don’t have the number, call the office and we’ll give it to you.

All of the insurance companies have local glass companies normally they work with. However, if you have one you’d like to work with, you can check and see if your company works with them. Glass companies serving in and around the Rochester area that we recommend are: (these are NOT listed in any specific order nor are we endorsing one ove the other)

Abra Auto Body & Glass

Safelight Auto Glass

If you have any questions, call Jon at 507-226-8121 or email him at [email protected]

We hope you enjoy your next road trip.

Joy

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

[tweetthis]On the Road Again #WindshieldRepair #MNInsurance #RecreationalRiding[/tweetthis]

[tweetthis]Your windshield matters as much as the gas in your tank. #MNInsurance #WindshieldRepair[/tweetthis]

New Email Address at DeKok Insurance Group, Inc.

April 22, 2015 By Jon DeKok

We have a new email address! Please feel free to send your questions and requests for quotes to [email protected].

I look forward to hearing from you,

Jon

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

Life Insurance Matters

April 6, 2015 By Jon DeKok

Photo and video credit.

When we received this video, we knew the sender had shared something special. Something we want all of you to think about. Because life insurance matters – sometimes even before you’re gone. Click the link below to watch this true-life story.

When Jackie Blanchard’s husband died at a young age, with only enough life insurance to pay for his funeral, Jackie vowed that her young daughters, Ebony and Shanna, would be financially secure if anything ever happened to her.

A Mother’s Wish Life Happens

Recently, we’ve lost friends who our age (in their fifties). While our first concern is their emotional well-being, we often wonder if they are financially protected as well. Unless we’re asked, it’s none of our business, but that part of the family’s future matters to us also. As our clients, that part of your insurance portfolio matters a great deal to us.

We want to be sure you and your family are well-covered in you saddest of days.

If you, or someone you care about, needs life insurance, give Jon a call at 507-226-8121 or email him at [email protected].

Until Next Time,

Joy

Joy DeKok, Marketing Specialist for Jon DeKok of DeKok Insurance Group

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

[tweetthis]Life Insurance Matters #LifeInsurance #MNIndependentAgent[/tweetthis]