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Winter Storms – Be Prepared

February 18, 2014 By Jon DeKok

Winter Storms Ahead: Are You Ready?

DeKok Insurance Group Inc, Winter Storms,

It’s already been one of those winters here in Minnesota.  We know it can be worse because it has been. In April 2013, broke all previous snowfall records and on May 2, 2013 – it snowed! 

Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk of fire.

A picture-perfect winter requires a few precautions. . .

  • Winter-proof your car with good snow tires or chains, new wiper blades, antifreeze, and emergency road supplies.
  • Keep your attic cool to help prevent ice dams. Insulate the attic floor and make sure it is well-ventilated.
  • Do not overload circuits with holiday decorations.

When winter storms hit, be smart. . .

  • If you do not have to drive, stay put. If you must drive, make sure you’ve winterized your car and have a full tank of gas.
  • When the air is cold, keep bath and kitchen cabinet doors open so warm air can circulate around pipes. If pipes do freeze, let them thaw normally—they’ll be less likely to burst.
  • And if the power is out, make sure you avoid leaving candles or fires burning unattended. If you use a portable generator, follow the instructions and do not use it indoors.

Know what your insurance covers. . .

We want to help you rest easy.  You will be more relaxed when you know you have prepared your property to lessen the chance of winter storm damage. Your insurance policy covers repair or rebuilding costs. However, your deductible does apply. Check your policy to see what is covered and to confirm the deductible you have chosen.

If you have any questions at all about your coverage, call me at 507-226-8121 or email me at [email protected] and I will help you review your options.

Jon

 

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

 

[tweetthis]Winter Storms Ahead: Are You Ready? #Winter #Minnesota #Insurance[/tweetthis]

 

Photo purchased from Fotolia and used with permission.

Filed Under: Featured, Winter Safety, Winter Storms Tagged With: Be prepared, DeKok Insurance Group, Jon DeKok, MN auto insurance, MN business insurance, MN home insurance, MN insurance, MN Insurance Information, MN umbrella insurance, Winter Storms

Snow Shoveling Safety

February 6, 2014 By Jon DeKok

Shovel snow safely this winter!

DeKok Insurance Group Inc, snow shoveling, winter in MN

 

A snowdrift is a beautiful thing – if it doesn’t lie across the path you have to shovel or block the road that leads to your destination. -Hal Borland

Winter is here, and with it comes skiing and snowboarding outings, fireplace-lit living rooms, homemade batches of soup… and shoveling snow. Joy and I enjoy rides through Welch Village and enjoy taking a quick glance at the skiers on the slopes as we drive by. Although the snow is beautiful on our land, the only time it looks like fun is watching people on skis glide down the snow-covered hills. Or in the Winter Olympics.

Our driveway is at least 1/4 of a mile long so I don’t shovel it – I have a John Deere tractor with a snow blower attachment, but there are always paths to shovel for our dogs, and around the house.

For many people in Minnesota, snow shoveling is both a reality and a necessity this winter. You probably already know this stuff, but here’s a reminder from the Boston Herald.

  • Warm-up! Never jump right into an activity. Start by cleaning off your car.
  • Place your hands a good distance apart on the shovel – it helps with leverage.
  • Never bend at your waist.
  • Push the snow when you can.
  • Scoop smaller loads of snow.
  • Use your legs, core and arms to help scoop and throw snow.
  • Always step in the direction you throw snow to avoid excessive twisting on your lower back.
  • And for 2 tips not included in the Boston Herald. . .you could ask one of the kids in your life for help! DeKok Insurance Group, shoveling, winter in MN
  •  And, when you get in the house, a big cup of hot chocolate is always a good idea.

I don’t know about you, but the below zero temps, snow, and high winds in January have kept me busy. The great thing about living in Minnesota is that if we wait just a little bit longer, we’ll be mowing the lawn!

Sunshine is delicious, rain is refreshing, wind braces us up, snow is exhilarating; there is really no such thing as bad weather, only different kinds of good weather. -John Ruskin

Jon

Email: [email protected]

Phone  507-226-8121


Arrow SetDeKok Insurance Group, Inc. Referral Program: 
When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

 

[tweetthis]In #Minnesota, #snow shoveling is both a reality and a necessity this #winter. [/tweetthis]

 

Graphics purchased from Fotolia and are used with permission. © Bronwyn Photo – Fotolia.com   © pio3 – Fotolia.com

Filed Under: Featured, Safety Tips, Winter Safety Tagged With: DeKok Insurance Group, Jon DeKok, MN auto insurance, MN home insurance, MN insurance, MN Insurance Information, Shoveling, Snow, Snow Shoveling Safety

Snowmobile Season

January 30, 2014 By Jon DeKok

DeKok Insurance Group, snow mobile coverage, winter in MN

Snowmobile Season Safety Tips from DeKok Insurance Group & the American Council of Snowmobile Associations (ACSA)

If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire, and concentrate on staying warm. This is what winter means to my wife Joy:  if she has a book, her laptop, and a pot of coffee, she’s set for a quiet adventure with words.

For some of our friends and clients, it’s time to get excited — because it’s time to break out the snowmobiles and head to the nearest winter recreation spot. It’s a popular activity, and for good reason: Snowmobiling allows you to explore natural areas that may be hard to access by foot (or snowshoe), and provides a different kind of excitement than skiing or hiking.

Of course, snowmobiling presents some dangers as well. The following safety tips are from the American Council of Snowmobile Associations — and keep in mind that following these will not only help you stay safe, but also influence equitable treatment of snowmobile access by government, agencies and landowners.

SPEED: Speed is a major factor in many snowmobile crashes. Always keep your speed slow enough to ensure that you’re in control.

ALCOHOL: Use of alcohol or any other drug that causes impairment is a leading cause of snowmobile-related fatalities. It’s best to refrain from any use at all before and during outings because of potential effects on vision, reaction time, balance and coordination. When combined with excess speed in particular, the results can be deadly.

AVALANCHE: More than 90 percent of the time, avalanches that involve people are triggered by the victims. Learn to follow avalanche safety procedures and always know the risks at all times. Click HERE for more information.

RIDING AT NIGHT: Nighttime snowmobiling is fun, but extra caution should be used. Ride at slower speeds so as not to override your headlights (which generally illuminate your path for about 200 feet). Faster speeds could mean that you have little or no time to react to an obstacle in your path.

ROADWAYS: Always keep an eye out for vehicles, as many trails are located alongside roadways and can cross over them. Be sure to stop fully at all stop signs and unmarked road crossings.

CLOSED AREAS: Areas may be closed to snowmobiles due to hazardous conditions, wintering wildlife, non-motorized recreation or by landowner request. It’s important to honor these closures for safety purposes and to help protect access to other riding areas.

While it’s extremely important to follow these tips for your personal safety, it’s also vital to encourage others to snowmobile safely as well. Helping to educate others will not only promote safety for all snowmobilers, but also protect the sport’s image as well.

Whether you’re a new rider or have been on the trails for years, ask yourself if you could be riding more safely. There are many more winters to come, and we want you to be able to enjoy as many of them as possible.

If you’d like to see what DeKok Insurance Group can do for you, request a quote today. If your insurance isn’t due for several months, email me your renewal date and the information above. I’ll call or email you around that time. 

Have fun and stay safe,

Jon

Email: [email protected]

Phone  507-226-8121

Red darts target aim on white background.DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 Target gift card.

[tweetthis]Snowmobile Season Safety Tips #MNWiniter #SnowMobileSafety #MNInsurance[/tweetthis]

Graphic purchased from Fotolia and used with permission.

Filed Under: Featured, Safety Tips, Snowmobile Tagged With: DeKok Insurance Group, Jon DeKok, MN auto insurance, MN home insurance, MN insurance, MN Insurance Information, MN umbrella insurance, snowmobile, Snowmobile Safety Tips, Snowmobile Season

Insurance Companies DeKok Insurance Group Represents

December 12, 2013 By Jon DeKok

compaylogoswebsite22

At DeKok Insurance Group, one of the ways I serve my clients is by working directly with companies who deliver high-quality, affordable insurance options.  A few of them are on the graphic above.

I partnered with them because they are industry leaders, and because working with more than one company gives you options. It also helps you in another way: because I understand the insurance industry I know where to look for the  personal and/or business insurance that fits your needs. Then, after finding the best coverage and prices from top of the line companies, I show you the quotes, and explain what they mean. This saves you time and energy.

Call me today at 507-226-8121 to get free insurance quotes or to ask questions you have about insurance in MN.

How can I help you today?

Jon

[email protected]

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

Filed Under: Better Coverage, Companies Tagged With: better coverage, better prices, companies I represent, DeKok Insurance Group, Employers, Foremost, Hagarty, Haggarty, Insurance Companies, Jon DeKok, Minnesota, MN auto insurance, MN business insurance, MN home insurance, MN insurance, MN Insurance Information, MN umbrella insurance, Progressive Ins Company, Safeco, Safeco Insurance, The Hartford, Travelers, Wilson Mutual

Free Insurance Quotes From DeKok Insurance Group

December 5, 2013 By Jon DeKok

Request Your Free Insurance Quote

étiquette free quote

If I could save you a substantial amount of money on your insurance, would you want to know?

Find out today by calling me at 507-226-8121 or email me at [email protected].

As an independent insurance agent, I can offer you the quotes from several top-of-the-line companies.

What kind of insurance would you like quotes on?

I provide the following insurance for my clients:

Vehicle Insurance

  • Auto Insurance
  • Classic Car Insurance
  • RV Insurance

Pleasure Craft Insurance

  • Motorcycle Insurance
  • Boat and Watercraft Insurance
  • ATV Insurance
  • Snowmobile Insurance

Home Insurance

  • Home Insurance
  • Renters Insurance
  • Condo Insurance
  • Landlord Protection
  • Flood Insurance

Personal Umbrella Insurance

Business Insurance

  • Commercial Property Insurance
  • General Liability Insurance
  • Business Auto Insurance
  • Workers’ Compensation Insurance
  • Commercial Umbrella Insurance

 

All quotes from DeKok Insurance group are free, no strings attached opportunities to compare insurance coverage and prices. Your personal information will be kept confidential.

Here’s a comment from Joy I think you might find interesting. . .

I used to think it was important to get the lowest price when buying insurance. Since Jon opened his independent agency, I’ve learned that if you get better coverage for the same price or a few dollars more, you are saving money – usually a lot of it. The majority of the time Jon does both for less. It’s exciting to see that happen for the clients we serve.

If you’d like to see what DeKok Insurance Group can do for you, request a quote today. If your insurance isn’t due for several months, email me your renewal date and your current coverages. I’ll call or email you around that time. 

Jon

507-226-8121

[email protected]

Arrow SetDeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

 

[tweetthis]Get a free insurance quote. #Insurance #MNInsurance #DeKokInsuranceGroupInc[/tweetthis]

[tweetthis]Get a free quote! #MNInsurance #IndependentAgent #RochesterMN[/tweetthis]

Filed Under: Coverage, Featured, Quotes Tagged With: better coverage, better prices, DeKok Insurance Group, free insurance quote, Insurance Questions, Jon DeKok, MN auto insurance, MN business insurance, MN home insurance, MN Insurance Information, MN life insurance, MN umbrella insurance, Request a free insurance quote, Request a free quote, Request a Quote

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