Better Coverage

Value, Trust, & Client Loyalty at DeKok Insurance Group

July 25, 2014 By Jon DeKok

Joy Here:

Perkins North is Cheers for Jon and Me.

When Jon went into the insurance business over thirty years ago, he was a busy man. We had very little time together and needed at least one catch-up a week. He called one day and asked me to meet him for lunch at Perkins. We had so much fun, as we were leaving he said, “Let’s do this again next Tuesday.”

For over twenty years we did and sometimes we still do. When we walk in, the hosts and waitresses know our names. We know theirs, and a little about their lives. They’ve read my books, told me about their children, and they have our favorite foods memorized. When they changed the Tuesday specials a few years ago, they were concerned about how to tell us!

Why Perkins?

1. We like the food. (Value)

2. We love the staff. (Trust & Loyalty)

Because we’ve received a good value (the food), and the staff welcomes us and gives us excellent service, we go back for more. If I were to hear a complaint about “our” Perkins, my internal dukes would rise, and I would defend them. We’re loyal regulars.

Jon and I have experienced something similar here at DeKok Insurance Group. Our clients tell us they stay, in part, for better insurance coverage and often lower rates (Value), but more important to them is the relationship they have with Jon as their independent agent. (Trust & Loyalty)

Because I’m Jon’s wife, you probably think I’m biased. I am. But as a consumer, I want an agent who knows insurance, can help me find the right insurance products for my needs, and who I can trust to be loyal to me before a company.

Buying insurance is about value, trust, and loyalty. All three are available to you at DeKok Insurance Group, Inc.

Jon Here:

In the purchase of insurance, we have so many choices. This is good! However, it can be overwhelming. At DeKok Insurance Group, Inc. we work with some of the best insurance companies in the world and are familiar with the coverage’s they offer.

So, how does this help you?

We make it easy to compare and save money with better coverage.

Because we are independent, we can and always will be loyal to you. We are not limited by just one company or insurance policy. We are able to match your needs with the best coverage.

There are three components to being insured. Price and the coverage are very important; however there is a third component that makes it better: your agent.

As your agent, I am available to answer questions, re-quote and compare coverages with you, take care of the paperwork, and in general be here for you. Because of this, you’ll know I will also be here for those you refer to me.

We are all looking for better value. You have it with DeKok Insurance Group, Inc.

Thank you!

Jon

Phone 507-226-8121

Email: [email protected]

Tell your family members and friends about your positive experience with DeKok Insurance Group, Inc. If they call for a quote and tell us you sent them, YOU will receive a $20 gift card from us.

[tweetthis]Value, trust, client loyalty. #DeKokInsuranceGroup #IndependentAgent #RochesterMN[/tweetthis]

Insurance Companies DeKok Insurance Group Represents

December 12, 2013 By Jon DeKok

At DeKok Insurance Group, one of the ways I serve my clients is by working directly with companies who deliver high-quality, affordable insurance options. A few of them are on the graphic above.

I partnered with them because they are industry leaders, and because working with more than one company gives you options. It also helps you in another way: because I understand the insurance industry I know where to look for the personal and/or business insurance that fits your needs. Then, after finding the best coverage and prices from top of the line companies, I show you the quotes, and explain what they mean. This saves you time and energy.

Call me today at 507-226-8121 to get free insurance quotes or to ask questions you have about insurance in MN.

How can I help you today?

Jon

[email protected]

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

Is It Important to Have Better Coverage?

May 15, 2013 By Jon DeKok

First to answer this question we need to know, better coverage than what? What I mean is better coverage than you now have.

On auto insurance, it might be the right thing to look at what limits of coverage you have if you are at fault in an accident and someone sues you. This coverage is Bodily Injury and Property Damage liability. If you currently have a $100,000 limit and your total assets are worth more than that, better coverage (like higher limits), could save you a lot of heartaches later.

On your homeowners insurance, it may be making sure your dwelling limit is protected by having increased replacement cost coverage. It could also be having special form (all risk) coverage on your personal property as well as your dwelling. Do you have coverage if the sewer or drain backs up? If so, what limit have you chosen? Are your firearms covered at a high enough limit? Most companies limit coverage for firearms without an endorsement. Safeco Insurance does not limit coverage for your firearms (other than the total personal property limit).

Please call, email me, or stop in. I will be happy to go over the coverage you now have and suggest area’s where it may be important to have better coverage.

Jon

Email: [email protected]

Phone 507-226-8121

Better coverage. Better prices .

Jon DeKok has been serving insurance clients for over 30 years. He specializes in home, auto, umbrella, recreational vehicle, business, and life insurance. He is licensed in the state of Minnesota.

Graphic used with permission from Microsoft Free Gallery

October 30, 2012 By Jon DeKok

One of the goals I have as an independent insurance agent is to offer better coverage than you now have and do it at a better rate.

What do I mean by better coverage? Depending on your needs, it may be higher limits of coverage, or it may be the policy we offer has a broader and more comprehensive range of coverage’s.

For instance higher limits of coverage on an auto insurance policy may be that your current limits for Bodily Injury liability are at $100,000 per person – $300,000 per occurrence. In most cases, I am able to offer a substantially higher limit for a small increase. This increased limit could be $250,000 each person – $500,000 per occurrence, or as high as $1,000,000. When it comes to a serious claim, this change could make a huge difference in your life.

An example of broader coverage would be a homeowners policy including identity theft coverage, or special form coverage (all risk of physical damage) on your personal property instead of “named perils” coverage. We can also include increased building limits coverage at 25, 50, or 100 percent. Meaning if your dwelling limit was $200,000 and it took more than that to replace it, that $200,000 limit would be increased by the percent you have ($200,000 X 125 percent), ect..

Another type of better coverage could be disappearing deductibles. One of the companies I write motorcycle insurance through includes this feature (if you have no comprehensive or collision loss, the deductible is reduced by 25 percent per year).

This list of better coverage’s could go on and on, but you get the idea. Better coverage at better prices.

If you would like to see what we can do for you, please feel free to call 507-226-8121, or email me at [email protected].

Jon

DeKok Insurance Group, Inc.

[email protected]

507-226-8121