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Frozen Water Pipes

December 13, 2011 By Jon DeKok

With sub-below temps, what happens if your water pipes freeze?

Most homeowners policies cover damage caused by frozen water pipes minus your deductible. The policy will normally not pay for the actual pipe that burst, but all of the damage caused because of the burst.

Many policies also have an exclusion of coverage if  your home is vacant more than 60 days if you haven’t drained the pipes.

Call me  at 507-226-8121 (email dekokinsgroup@gmail) today to see how you’re covered.

Jon

Graphic purchased at Fotolia.com

Filed Under: DeKok Insurance Group, Home Owners Insurance, Homeowners Insurance, Uncategorized Tagged With: better policies, better prices, DeKok Insurance Group, Frozen water pipes, Insurance, Jon DeKok, MN insurance, MN Insurance Information

Travelers – A Repost With an Update

November 7, 2011 By Jon DeKok

I opened the doors to DeKok Insurance Group over 5 years ago. One of my goals was to be directly appointed with companies that would provide my future clients with the best policies at the best prices. Travelers is one of the companies that has done that this past year. They are one of the 15 companies I work with as an independent agent and the partership is serving my clients well.

I posted the folllowing information here last Februrary. I wanted to share it with you again today.

Jon

Travelers Insurance Company is over 150 years old and has Minnesota roots. In 1853, then secretary of the Minnesota Territory, Alexander Wilkin saw the need for a local company to provide insurance coverage in case of fire. He and 16 other St. Paul businessmen established the St. Paul Fire and Marine Company. In 1866, they expanded insurance protection to include all accidents. According to the Travelers website, two claims of interest from those days include a ticket agent who broke his leg while trying to stop a runaway horse, and a carpenter who broke his collar bone when after getting tangled up in his dance partner’s hoop skirt.

In 1969, Travelers issued the first policy for space flight, lunar exploration, and the Apollo Astronauts.

Thirty years later, Travelers (in a joint effort with Bond and Personal Ins) was the first to offer Identity Fraud Expense Reimbursement coverage.

Travelers is represented by over 13,000 independent agencies and brokerages nationwide and they have reps in every U.S. state, as well as in Canada, Ireland, and the U.K.

You can learn more about their history here.

Are you paying too much for your auto, home, or business insurance? Give me a call at 507-226-8121 and let’s see.

Jon

Filed Under: Auto Insurance, Business Insurance, DeKok Insurance Group, Home Owners Insurance, Insurance, Uncategorized Tagged With: better policies, better prices, DeKok Insurance Group, Insurance, Jon DeKok, MN insurance, MN Insurance Information, Travelers

Wilson Mutual Insurance Company

November 1, 2011 By Jon DeKok

When I started DeKok Insurance Group, I wanted to offer my clients better policies and better prices. In the last year I’ve been able to do this for 90% of the people who have requested a quote. A big part of my success in accomplishing this goal has been working with a small, but excellent company based in Sheboygan, Wisconsin.

Wilson Mutual Insurance Company  was founded on May 6, 1872 when a school teacher named Peter Schnieder met with a group of pioneers in a Wisconsin school house. A year later they had $643.45 in cash.

The company motto was: Hard work pays off.

Dedicated men like August Rammer (who served Wilson Mutual for 50 years) and current President, Bob Western (who has served in his current position for 25 years) took these words seriously. They worked hard, built solid business relationships, and grew a strong insurance company.

In 2007, Wilson Mutual expanded into Minnesota. In 2009 Wilson hit $100 million in written premium and increased that to $110 million in 2010.

Today Wilson has over 250 independent agents in WI and MN. I’m proud to be one of them.

I’ve worked closely with the Wilson team this year, and they live up to the new motto: Our people make the difference.

Jon

507-226-8121

[email protected]

Filed Under: Uncategorized

A Bird in My Hand

October 24, 2011 By Jon DeKok

This little bird flew into our window. I went out to see if I could help him. I picked him up and rubbed his tiny chest gently. He responded by sitting up and then resting for a bit in my hand before I set him on a branch of the nearest lilac bush. A few minutes later, he fluffed up his feathers and flew away.

I’m so glad I had the chance to help him, and I’d like to help you find a better insurance policy for a better price.

Jon

507-226-8121

[email protected]

Filed Under: DeKok Insurance Group, Insurance, Uncategorized Tagged With: better policies, better prices, DeKok Insurance Group, Insurance, Jon DeKok, MN insurance, MN Insurance Information

Here Comes the Bride

March 23, 2011 By Jon DeKok

You want your wedding day to be perfect. So do I.

We’ve all attended weddings flow with ease and beauty. But. . .what happens if things don’t go the way you planned them?

What if your dress is damaged before your big day?

Or the photographer calls after the wedding to tell you something went   wrong with his camera and he didn’t get a single photo of your day?

These and a variety of other potential losses are covered in our Wedding Protector Plan.

With many weddings costing $27,000 or more, you may want to protect as much of that investment as you can with this low-cost policy. Depending on your coverage choices, this insurance can cost as little as $160.

To learn more call my office at 507-226-8121.

I’d like to make sure things go right on your special day even if something goes wrong.

Jon

Filed Under: Blog, Uncategorized Tagged With: better policies, better prices, DeKok Insurance Group, Insurance, Jon DeKok, MN insurance, MN Insurance Information, Wedding Protection

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