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Flood Insurance & WaterDamage – What’s the Difference?

March 26, 2012 By Jon DeKok

Flood Insurance:

Flood insurance is a separate policy that is sold by insurance agents, but that is from the federal government. It covers damage caused by water moving on top of the ground that enters homes.

Water-backup Coverage:

This is a separate endorsement to your homeowner’s policy and covers damage from water that rises up from backed-up sewers, washtubs, sinks, toilets, and sump pump failures.

Call 507-226-8121 today to learn more about flood insurance and to see if you have all the endorsements you need on your homeowner’s policy.

Let’s get you covered,

Jon

[email protected]

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Specializing in home, auto business. umbrella, and life insurance for MN residents.

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