Winter Storms Ahead: Are You Ready?

It’s already been one of those winters here in Minnesota.  We know it can be worse because it has been. In April 2013, broke all previous snowfall records and on May 2, 2013 – it snowed! 

Winter storms mean traffic snarls, hillsides turning to sheets of ice, and cars sliding around like hockey pucks. Cold temperatures can cause pipes to burst, frost swells and other damage. Heating your home with fireplaces and holiday lighting can increase the risk of fire.

A picture-perfect winter requires a few precautions. . .

• Winter-proof your car with good snow tires or chains, new wiper blades, antifreeze, and emergency road supplies.

• Keep your attic cool to help prevent ice dams. Insulate the attic floor and make sure it is well-ventilated.

• Do not overload circuits with holiday decorations.

When winter storms hit, be smart. . .

• If you do not have to drive, stay put. If you must drive, make sure you’ve winterized your car and have a full tank of gas.

• When the air is cold, keep bath and kitchen cabinet doors open so warm air can circulate around pipes. If pipes do freeze, let them thaw normally—they’ll be less likely to burst.

• And if the power is out, make sure you avoid leaving candles or fires burning unattended. If you use a portable generator, follow the instructions and do not use it indoors.

Know what your insurance covers. . .

We want to help you rest easy.  You will be more relaxed when you know you have prepared your property to lessen the chance of winter storm damage. Your insurance policy covers repair or rebuilding costs. However, your deductible does apply. Check your policy to see what is covered and to confirm the deductible you have chosen.

If you have any questions at all about your coverage, call me at 507-226-8121 or email me at [email protected] and I will help you review your options.

Jon

 

DeKok Insurance Group, Inc. Referral Program: When you tell your family and friends about your positive experience with my agency, and they call for a quote, I’ll send YOU a $20 gift card.

 

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Photo purchased from Fotolia and used with permission.