First to answer this question we need to know, better coverage than what? What I mean is better coverage than you now have.
On auto insurance, it might be the right thing to look at what limits of coverage you have if you are at fault in an accident and someone sues you. This coverage is Bodily Injury and Property Damage liability. If you currently have a $100,000 limit and your total assets are worth more than that, better coverage (like higher limits), could save you a lot of heartaches later.
On your homeowners insurance, it may be making sure your dwelling limit is protected by having increased replacement cost coverage. It could also be having special form (all risk) coverage on your personal property as well as your dwelling. Do you have coverage if the sewer or drain backs up? If so, what limit have you chosen? Are your firearms covered at a high enough limit? Most companies limit coverage for firearms without an endorsement. Safeco Insurance does not limit coverage for your firearms (other than the total personal property limit).
Please call, email me, or stop in. I will be happy to go over the coverage you now have and suggest area’s where it may be important to have better coverage.
Jon
Email: [email protected]
Phone 507-226-8121
Better coverage. Better prices.
Jon DeKok has been serving insurance clients for over 30 years. He specializes in home, auto, umbrella, recreational vehicle, business, and life insurance. He is licensed in the state of Minnesota.
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